Week 15 Reading Reflection

1)      What was the biggest surprise for you in the reading? In other words, what did you read that stood out the most as different from your expectations?

I think the biggest surprise to me was the premise and theme of the whole article. I was not aware that microfinance companies existed. I would think that a business with profit margins that are that low would not attract investors or would not stay in business for that long.

2)     Identify at least one part of the reading that was confusing to you.

I was a little confused about the structure of the microfinance firm. I am not sure how the loan officers work and whether they worked independently at home or if they worked at the local branch. It is not necessarily important I guess but it does intrigue me because of the firm’s expansion rate.  

3)      If you were able to ask two questions to the author, what would you ask? Why?

I would ask them what he thinks the biggest roadblock is for these impoverished families who want to better their lives. I would also ask the author what he thinks is the most important about the microfinance business.

4)      Was there anything you think the author was wrong about? Where do you disagree with what she or he said? How?

I don’t think this article necessarily held any strong positions or opinions. It was mostly a narrative of the impact and experiences of the microfinance firm. So I don’t disagree with anything.